Terms and Conditions

—SurancePlus by Oxbridge Re Holdings—

Last updated: March 10th, 2023


Welcome to SurancePlus Inc. By using our website and/or using the services that are provided, you acknowledge that you have read, understood, and agree to be bound by our Terms and Conditions. These Terms and Conditions unconditionally extend and apply to all related applications, internet service, or website extensions. If you are not in agreement with all of these Terms and Conditions, you are prohibited from using this Website, and you must discontinue use immediately. SurancePlus Inc. recommends that you save or print a copy of these Terms and Conditions for future reference.

Agreement to Terms and Conditions

SurancePlus Inc. Terms And Conditions (these “Terms” or these “Terms and Conditions”) contained herein shall govern your use of this Website and all its content (collectively referred to herein as this “Website”). These Terms outline the rules and regulations guiding the use of SurancePlus Inc. located at All materials/information/documents/services or all other entities (collectively referred to as content) that appear on the SurancePlus Inc. shall be administered subject to these Terms and Conditions. These Terms and Conditions apply in full force and effect to your use of this Website, and the use of this Website constitutes an express agreement with all the terms and conditions contained herein in full. Do not continue to use this Website if you have any objection to any of the Terms and Conditions stated on this page.


The following definitions apply to these Terms and Conditions, Privacy Policy, Cookie Policy, Disclaimer Notice and all agreements: “User”, “Visitor,” “Client,” “Customer,” “You” and “Your” refers to you, the person(s) that use this Website. “SurancePlus Inc.”, “We”, “Our” and “Us”, refers to our Website/Company. “Party,” or “Parties,” refers to both You and Us. All terms refer to all considerations of SurancePlus Inc. necessary to undertake support to you for the express purpose of meeting your User needs in respect of our services, under and subject to, prevailing law of the state or country in which operates (the British Virgin Islands). Any use of these definitions or other glossary in the singular, plural, capitalization, and/or pronoun are interchangeable but refer to the same.

Intellectual Property Rights

SurancePlus Inc. and/or its licensors own and reserve all intellectual property rights of this Website. You are granted a limited license, subject to the restrictions entailed in these Terms and Conditions, for purposes of viewing this Website’s content.


The content of this Website is not intended for use or distribution to any person or entity in any jurisdiction, geographical location, or country/state where such use or distribution will be contrary to the local laws and regulations or subject SurancePlus Inc. to any form of registration, claims, demands, costs, liabilities, damages, or expenses.

The Website is intended for users who are at least 18 years of age. If you are under the age of 18, you cannot use or register to use this Website or its services without parental permission or consent. By agreeing to these Terms and Conditions, you have the necessary legal capacity to comply and be bound by these Terms and Conditions.

Acceptable Use

You may use this Website as permitted by these Terms and Conditions and may not use this Website for any purpose other than for which SurancePlus Inc. makes the Website and its services available.


SurancePlus Inc. employs the use of cookies. By accessing Our Website, You agree to use cookies in agreement with our Cookie Policy, which is incorporated herein by reference.

Some of our affiliate partners may also use cookies.


Unless otherwise stated, SurancePlus Inc. and/or its licensors own the intellectual property rights for all content on SurancePlus Inc. All intellectual property rights are reserved. You may access any Website content from SurancePlus Inc. for your personal use subject to restrictions set in these terms and conditions.

SurancePlus Inc. hereby restricts you from all of the following:

  1. Republishing any SurancePlus Inc. content in any media;
  2. Reproducing, duplicating, or copying any SurancePlus Inc. content;
  3. Selling, renting, sublicensing, and/or otherwise commercializing any SurancePlus Inc. content;
  4. Publicly performing and/or displaying any SurancePlus Inc. content;
  5. Using this Website in a manner that is, or maybe, damaging and/or impacts user access to this Website;
  6. Using this Website contrary to the relevant rules, laws, and regulations of your country of residence, or in a manner that causes, or may cause, harm to the Website, SurancePlus Inc., or any person or business entity;
  7. Conducting data mining or any other similar activity concerning this Website, or while using this Website; and
  8. Using this Website to engage in any form of business advertising or marketing.

Specific areas of this Website may be restricted from user access, and SurancePlus Inc. may further extend such restriction to the entire Website, at any time, and in its sole discretion. Any user identification, security key, or password you may have on this Website are confidential, and you are responsible for maintaining such information confidentiality.

Linking and Hyperlinking Rights

We reserve the right to file requests that you remove all links or any particular link created by you that redirect to our Website, and you agree to immediately remove such links to our Website upon request. We may amend the terms and conditions of these linking rights at any time. By continuously linking to our Website, you agree to be bound to and follow the terms of this linking policy.

Feel free to contact us if you find any link on our Website that is offensive, and we may consider requests to remove such links. Still, we are not obligated to do so or respond to you directly or immediately, or at all.

Hyperlinking to our Content

Organizations such as search engines, government agencies, news organizations, and online directories may link to our Website without prior written approval. We may review other link requests from popular consumer and/or information specialists, charity organizations, internet portals, educational institutions, trade associations, and community sites. Any interested organization must inform and contact us for further information regarding our linking policy. However, such linking does not imply endorsement, sponsorship, partnership, or approval by us of any kind.

No use of our logo or other design intellectual property will be allowed for linking, except with a trademark license agreement.

Link to third-party content

This Website may contain links to websites or applications operated by third parties. Please know that we do not control any such third-party websites or applications or the third-party operator. SurancePlus Inc. is not responsible for and does not endorse any third-party websites or applications or their availability or content.

Privacy Policy

By using this Website and its services, you may provide us with certain personal information. By using SurancePlus Inc. or its services, you authorize us to use your information in any country or state that we operate in. We reserve the right to use such information to improve your user experience and facilitate mailing and traffic, and market analytics.

By accessing this Website, specific information about the User, such as Internet protocol (IP) addresses, site navigation, user software, and the surfing time, along with other similar information, will be stored on SurancePlus Inc. servers. Information about their identities, such as name, address, contact details, and other information, if collected and stored, on/via this Website, will not be published for general access. SurancePlus Inc., however, assumes no responsibility for the security of this information.

By accessing Our Website, You agree to our Privacy Policy, which is incorporated herein by reference.

Disclaimers/Warranties/Limitation of Liabilities

SurancePlus Inc. Website is provided “as is,” with all liabilities, and SurancePlus Inc. makes no express or implied undertakings, representations, or warranties, of any kind related to this Website or the content contained on this Website.

SurancePlus Inc. does not make any endorsements, warranties, or representations about the accuracy, reliability, expertise, or completeness of any such content.  Additionally, SurancePlus Inc. does not give any investment advice through any content published on the Website.  You agree that reliance on any such content shall be at the User’s risk. SurancePlus Inc. periodically changes, adds, modifies, improves, or updates this Website’s consent with or without prior notice. Under no circumstance shall SurancePlus Inc. be liable for any loss, damage, injury, liability, or expense incurred or suffered from the use of this Website, including, without limitation, any fault, error, omission, commission, delay, failure, interruption, deletion, alteration, disruption, cessation or incursion concerning such use by us, our affiliates or any third party. Under no circumstance shall SurancePlus Inc. or any of its partners and affiliates be liable for any direct, indirect, consequential, accidental, or special damages, even if SurancePlus Inc. has been advised against the risk or possibility of such damages. The User agrees that SurancePlus Inc. will not be liable for any conduct or behaviour of the User arising from the use of this Website. As a result, the use of this Website and all or any of its content is at the User’s sole risk.

In no event shall SurancePlus Inc., nor any of its officers, directors, employees, and affiliates, be liable for any loss, injury, or damage arising out of your use of this Website, whether under contract, tort, or otherwise, and SurancePlus Inc., including its officers, directors, employees, and affiliates shall not be liable for any indirect, consequential or special liability arising out of your use of this Website.


As a condition for the use of this Website, the User agrees to indemnify SurancePlus Inc. and its affiliates to the fullest extent, from and against all actions, claims, liabilities, losses, damages, costs, demands, and expenses (including reasonable attorney’s fees) arising out of the User’s use of this Website, including without limitation, any claim related to the breach of any of the provisions of these Terms and Conditions. If dissatisfied with any or all of the content on this Website or any or all of its Terms and Conditions, the User must discontinue using this Website.


The provisions of these Terms and Conditions shall remain in full force and effect while you use the Website or its services.

We reserve the right and sole discretion to, and without notice or liability, deny access to and use of the Website (including blocking specific IP addresses) to any user for any reason including but not limited to breach of any representation, warranty, or agreement in these Terms or any applicable law or regulation.

We also reserve the right, if, in our sole discretion, we determine that your use of the Website or its services is in breach of these Terms and Conditions or of any applicable law or regulation, to restrict your access to the Website and its services without warning or prior notice. If we restrict your access to the Website for any reason set out under this section, you are prohibited from accessing the Website through other means. In addition to restricting your access to the Website, SurancePlus Inc. reserves the right to take appropriate legal action(s), including without limitation pursuing civil, criminal, and injunctive redress.

General Provisions


All correspondence made under or in respect of these Terms shall be in English.

Governing Law & Jurisdiction

The Terms and Conditions of this Website will be governed by and construed under the laws of the British Virgin Islands. You hereby unconditionally submit to the non-exclusive jurisdiction of the courts of the British Virgin Islands for the resolution of any disputes.


If any of Term or Condition is proven to be unenforceable or void under any applicable law, such shall not render the entirety of these Terms and Conditions unenforceable or invalid. As a result, any such provision shall be deleted without affecting the remaining provisions herein. The provisions of these Terms and Conditions that are unlawful, void, or unenforceable are deemed severable from these Terms and Conditions and do not affect any remaining provisions’ validity and enforceability.

Variation of Terms

SurancePlus Inc. reserves the right to revise these Terms at any time as it sees fit. By using SurancePlus Inc., you are expected to review such Terms regularly to ensure you comprehend all the Terms and Conditions regarding the use of this Website.


SurancePlus Inc. reserves the right to assign, transfer, and subcontract its rights and/or obligations under these Terms without any prior notification or consent required. Users shall not be permitted to assign, transfer, or subcontract any of your rights and/or obligations under these Terms. Furthermore, a person who is not a party to these Terms and Conditions shall have no right to enforce any provision contained therein.

Preservation of Immunities

Nothing herein shall constitute a limitation upon the privileges and immunities of SurancePlus Inc., which are specifically reserved.


Our failure to exercise any or all of these Terms and Conditions’ provisions at any point in time shall not operate as a waiver of such right or provision.

Entire Agreement

These Terms and Conditions, including any legal notices and disclaimers on this Website, constitute the entire agreement between SurancePlus Inc. and you concerning your use of this Website. These Terms and the documents and policies referred to herein supersede all prior agreements and understandings concerning the same.

Contact Us

To resolve any complaint or clarification regarding the use of this Website or its services or receive information concerning that, please contact us at [email protected].